Best Miles Credit Cards for Dining

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Last updated on 2024-07-20

1. Why Use Mileage Credit Cards for Dining?

2. Best Miles Credit Cards for Dining

3. Which Miles Credit Card is Best for Dining?

Why Use Mileage Credit Cards for Dining?

While credit cards with cash rebate or cashback for dining is the overwhelmingly preferred choice for most when it comes to dining, some Singaporeans prefer to accumulate air miles or reward points instead. The main reason why it may be better to use mileage or reward points credit cards for dining is that most of them do not have any conditions for minimum spend and may reward a credit card user with up to 4 air miles per $1 spend on dining. This is considered pretty generous considering that most mileage credit cards usually only offer below 2 air miles per $1 local spend. Laid out in the table below are the credit cards which offer the best mileage or reward points earn rate.

Best Miles Credit Cards for Dining

Which Miles Credit Card is Best for Dining?

UOB Preferred Platinum Visa Card cardholders can earn 4 air miles or 10X UNI$ per $1 spend when making contactless or mobile payments and is our card of choice for dining when it comes to accumulating reward points or air miles. Most F&B outlets accept payment via mobile phone payments or PayWave making it easy to chalk up air miles. Cardholders may also earn 4 air miles or 10 UNI$ per $1 spend for online shopping. There is no minimum spend required and cardholders can enjoy the flexibility of converting 2,000 UNI$ to $20 cash credit which is equavilant to 2.00% cash rebate if they decide to earn cash rebate instead. Cardholders do have to take note that bonus UNI$e is capped at $1,000 per month.

Comparatively, UOB Lady's Cards are a no brainer as they earn 4 miles per $1 spend on a chosen category and it is the highest earn rate for a specific category in Singapore. Similarly to UOB Preferred Platinum Visa Card, there is no minimum spend and bonus UNI$ is capped at $1,000 per month for UOB Lady's Card and $2,000 per month for UOB Lady's Solitaire Card.