Bank of China SmartSaver Savings Plan

Bank of China SmartSaver Savings Plan Interest Rates

	Prevailing Interest
Below $5k	0.15% p.a.
$5k to <$20k	0.20% p.a.
$20k to <$100k	0.30% p.a.
$100k & above	0.40% p.a.

Bank of China SmartSaver Savings Plan is for Bank of China Multi-Currency Savings (MCS) account holders to earn bonus interests on top of prevailing interests when you fulfill the required criteria

The total interest rate includes prevailing and bonus interest

The prevailing interest is accrued daily and will be credited to your Bank of China Multi-Currency Savings Account (SGD) on monthly basis

Bank of China SmartSaver Savings Plan Interest Rate Computation

	Interest
Prevailing Interest	0.40% p.a.
Credit Card Spend	0.80% p.a.
Credit Salary	2.50% p.a.
Pay 3 Bills	0.90% p.a.
Wealth Bonus	2.40% p.a.
Total	7.00% p.a.

Earn 0.50% / 0.80% p.a. when you spend at least $500 / $1,500 across your Bank of China Credit Cards and/or Debit Cards

Earn 1.90% / 2.50% p.a. when your company credits your salary of at least $2,000 / $6,000 into your Bank of China Multi-Currency Savings Account

Earn 0.90% p.a. when you transact 3 bill payments (min. $30 each) via GIRO, BOC Online Banking or BOC Mobile Banking bill payment function from your Bank of China Multi-Currency Savings Account

Earn 2.40% p.a. when you purchase eligible wealth products (bonus interest for 12 consecutive months)

Enjoy up to 7.00% p.a. with Bank of China SmartSaver Savings Plan on the first $100,000 of your account balance

Earn 1.00% p.a. extra savings bonus interest on your account balance above $100,000 up to $1,000,000 when you meet at least one of the first three bonus interest requirements (Card Spend, SalaryCrediting or Payment)

A minimum balance of $1,500 in your Bank of China Multi-Currency Savings Account is required to be eligible for the bonus interest rates

Bonus interests are calculated based on your Bank of China Multi-Currency Savings Account's Average Effective Balance for the month

Click here to go to Bank of China website for more details