UOB One Account


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Min. Deposit

Interest Rate
up to 2.43%

Editor's Choice for Best Savings Account or Current Account in Singapore

Review on UOB One Account

Realistically high interest rate
High 1.60% p.a. bonus interest for credit card spend condition

Bonus interest rates subjected to credit salary or paying giro bills and selected UOB Cards spend
Low 0.05% p.a. base interest rate


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UOB One Account comes with the UOB One Card which lets you earn up to 5% cash rebates / UOB Direct Visa Debit Card

First 2 chequebooks free

A balance fee of $2 will be charged if your average daily balance for the month is below $500


Credit Card Spend 1. Credit Card Spend &
2. Credit Salary or Giro
First $10k 1.00% p.a. 1.50% p.a.
Next $20k 1.50% p.a. 2.00% p.a.
Next $20k 2.00% p.a. 3.33% p.a.
Above $20k 2.00% p.a. 3.33% p.a.

Get effective interest rates of up to 2.43% p.a. on your first $50,000 savings when you

1. Spend $500 on your UOB One Card and / or selected Cards including UOB Yolo Visa Signature Card, UOB Lady's Card, UOB Lady's Platinum Card, UOB Direct Visa Debit Card and UOB Lady’s Debit Card.

2. Credit Salary (minimum $2000) or make 3 GIRO debit transactions to your UOB One Account every month


Get effective interest rates of up to 1.60% on your first $50,000 savings when you only fulfill the first criteria of spending $500 on your UOB Credit Card every month

Receive base interest of 0.05% p.a. when you do not fulfill any criterias


Click here to go to UOB website for more details




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