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Last updated on 2024-09-11
Convenient online or physical at branch banking
Only receive base interest of 0.20% APY if any of conditions not met
0.90% APY only applicable for first $25,000 deposit
15x debit card transactions of $15 each and min. deposit of $1,000 might be hard to fulfill every month
Branches only located in Michigan
Physical presence required at branch to sign documents to open account
Union Bank of Michigan Checking Account APYReceive interest on the daily average balance
$100 minimum deposit to open an account
Monthly minimum average balance of $1,000 to avoid a $10 service charge
eStatements required
Free online bill pay, online and mobile banking
Free ATM and Dime-a-time debit card
Unlimited check writing
Union Bank of Michigan Checking Account Yield Computation
| Interest Rate | |
|---|---|
| $0 to $1k | 0.25% APY |
| $1k to <$15k | 0.65% APY |
| $15k to $25k | 0.90% APY |
Earn a monthly interest reward of up to 0.90% APY with your 1-2-3 Rewards Checking Account by completing the following transactions each month
1. Receive a combined total of $1,000 directly deposited into the account
2. Make 15 or more debit card purchases of at least $15 each
3. Have one electronic ACH debit from the account (automatic bill or Bill Payment through online banking)
If transaction requirements are not meet, the account will earn the current interest rate of 0.20% APY
Balances above $25,000 will also earn the standard 0.20% APY
Click here to go to Union Bank of Michigan website for more details
About Union Bank of MichiganUnion Bank of Michigan is a community bank with physical branches throughout Michigan. Online banking is available via app or website for all customers
Union Bank of Michigan can be contacted via contact form via their website, email, in person at any of their branches or phone support at +1 616-374-3278
Union Bank of Michigan is a member of FDIC which covers the aggregated deposits of a depositor to up to US$250,000
