Last updated on 2022-05-28
Convenient online banking
High yields for checking acount
Conditions to get higher APY easy to fulfill
Low minimum deposit
No monthly fee requirements
Limited branch access
Base interest of only 0.01% APY if conditions not met
APY | |
---|---|
First US$150,000 | 1.10% APY |
Next US$850,000.01 | 1.10% APY |
> US$1m | 1.10% APY |
Earn up to 1.10% APY in your Quontic Bank high interest checking account
Stated APY above is subjected to 10 qualifying point of sale debit card transactions of minimum US$10 each with your Quontic Debit Card every month
Earn 0.01% APY on entire account balance if there is less than 10 qualifying point of sale debit card transactions of minimum US$10 each with your Quontic Debit Card every month
Interest is compounded daily and credited to account monthly
US$100 minimum deposit to open an account
No minimum daily balance required and no maintenance fee
Comes with Quontic Debit Card
Access to more than tens of thousands of surcharge-free ATMs nationwide
Transfer money easily via in-person, online, or transfer money with ZELLE, Samsung Pay, Google Pay and Apple Pay
Click here to go to Quontic Bank website for more details
Quontic Bank is primarily an online bank but have one branch located at 31-05 Broadway, Astoria, New York, 11106. Online banking is available via app or website for all customers. Depositors can have access to tens of thousands of free ATMs nationwide
Quontic Bank can be contacted via email, live chat or phone. Customers can contact them via phone on 1-800-908-6600 from Mondays to Fridays 8.30am - 5pm EST
Quontic Bank is a member of FDIC which covers the deposits of a depositor to up to US$250,000