Last updated on 2024-11-06
Decent yields for checking account for one of the biggest banks in the country
Convenient online banking
Large number of branches and atms in 19 states countrywide
ATM reimbursements for other banks' ATM fees
No minimum balance or service fees
Innovative account to help plan and track savings and spendings
Complicated account structure with 3 sub-accounts
$1 & Above | |
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Interest Rate | 4.15% APY |
Open PNC Bank Virtual Wallet Checking Pro with Reserve, Growth & Spend (checking) accounts, 3 sub-accounts for planning, saving and protection
Reserve account is an additional checking account that lets you plan your spending by setting money aside for upcoming events, bills or an unforeseen expense
Growth account is a competitive rate savings account to save for the future and work toward big goals.
Spend account helps 2 layers of overdraft protection by automatically transferring available funds from your Reserve or Growth account when you are at risk of overdrawing your spend account. No additional setup required
No minimum deposit needed to open accounts
No minimum balance
No monthly service charges
No charges for deposits or transfers into your High Yield Savings account
No fees for online or paper statements
Interest is compounded daily and paid monthly
Comes with a PNC Bank Visa Debit Card, or with PNC Pay on select Android devices or other digital payment options
Write unlimited checks
Send and receive money using Zelle
Free transactions at approximately 18,000 ATMs across the country and up to $20 reimbursement for other banks' ATM surcharge fees per statement period
Virtual Wallet's patented digital tools to plan and track your spending and savings
Click here to go to PNC Bank website for more details
PNC Bank is one of the largest banks in the United States with more than 2,600 branches in 19 different states. Online banking is available via app or website for all customers.
PNC Bank can be reached via twitter, visit to their physical branches or phone on 1-888-762-2265 Mondays to Fridays 7am to 10pm ET Saturdays and Sundays 8am to 5pm ET
PNC Bank is a member of FDIC which covers the deposits of a depositor to up to US$250,000