Editor's Choice for Best Credit Card for Overseas Spending
Last updated on 2024-02-01
High savings at Sinopec
High cashback for mobile contactless and online spend
High cashback for overseas spend
High cashback for SimplyGo
Low $25 combined cashback cap for mobile contactless and online spend
Most likely cashback of around 6% if you spend enough in foreign currency despite headline 10% cashback
Eligibility : $30,000 p.a.
Annual Card Fee : $80 plus GST (Waived for first 2 years)
Supplementary Cards : $40 plus GST (Waived for first 2 years)
8% rebates on online purchases (combined cap of $25 a month with online and mobile contactless spend)
8% cashback on in-store mobile contactless payments such as Apple Pay, Samsung Pay, Google Pay and Fitbit Pay (combined cap of $25 a month with online and mobile contactless spend)
10% cashback (8% contactless + 2% Green Merchant) on buses and train via Visa payWave on SimplyGo and Electric vehicle charging (8% cashback subject to combined cap of $25 a month for online spend and mobile contactless spend and 2% cashback capped at $25 a month for Green Merchant)
8% cashback on foreign currency spend for both online and offline (capped at $25 a month)
Extra 2% cashback on selected Green Merchants (capped at $25 a month)
0.3% cashback on all other purchases (capped at $25 a month)
Cashback subject to minimum $800 total spend and capped at $25 for each category and $100 in total (online + mobile contactless, foreign currency spend, all other spend, green merchants)
Receive higher effective interest rate of up to 0.20% p.a. and other perks with your OCBC Frank Account and Frank Debit Card
23.3% savings at Caltex (16% on CaltexGO App + 6.72% cashback + 0.6% LinkPoints)
Up to 22.7% savings at Esso (14% onsite + 6.88% rebate + 1.8% Smiles Points)
30.3% savings at Sinopec (23% onsite + 6.16% rebate + 1.1% X Points)
21.8% savings at SPC (15% onsite + 6.8% rebate)
Click here to go to OCBC website for more details