ICBC Unionpay Dual Currency Credit Card

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Rating:

4.0/5.0 (4 Reviews)

Everyday RebateUp to 3.2%

Min Spend $500

Lounge Access 6 Passes

Last updated on 2022-05-31

ICBC Unionpay Dual Currency Credit Card Review

Pros

High cashback for all spending

Airport lounge access

Useful card in China with currency exchange charges waived

Cons

UnionPay cards still not widely accepted in Singapore

Cashback only applicable for spend above $500 every month in a quarter

Need to time your spend in third month of every quarter to maximise cashback

Details
Reviews

ICBC Unionpay Dual Currency Card Annual Fees

Eligibility : $30,000 p.a.

Annual Card Fee : Classic $30 / Gold $120 / Platinum $150 (Waived for 3 years)

Supplementary Cards : Classic $15 / Gold $60 / Platinum $75 (Waived for 3 years)

Payment By RMB or SGD in Singapore

The cash advance rates are as low as 3% of the transaction amount or RMB 9.00 (whichever is higher) for cash advance withdrawals via ATM in Mainland China

ICBC Unionpay Dual Currency Card Everyday Cashback

Enjoy 2% / 5% / 8% cashback on all purchases in excess of $500 for the 1st / 2nd / 3rd month in a quarter. Cashback is capped at $50 / $60 / $80 for the 1st / 2nd / 3rd month in a quarter. 3 consecutive calendar months make up a quarter (Highest effective cashback of 3.2% with $500 spend in first 2 months and $1,500 spend in 3rd month)