Last updated on 2023-05-20
1. How to Earn Air Miles with Credit Cards?
2. How Much is 1,000 Air Miles Worth?
3. Singapore Credit Cards Air Miles Redemption Rates Comparison
As mentioned in Best credit card for miles, many credit cards that are promoted as Mileage credit cards are simply Rewards points credit cards that earn a higher rate for Reward points which can be converted to air miles. Redemption rates for such credit cards tend to be more or less the same at around 2.5 Reward points for 1 air mile or any other equivalent ratio depending on the Rewards points earn rate.
There are also the pure Mileage credit cards that earn Reward miles that can be converted to air miles at a rate of 1 Reward mile to 1 air mile. Such cards tend to be higher end and is mainly for cardholders that travel more and spend more as well.
Air miles are frequently valued at around S$12 to S$20 per 1,000 air miles (as seen by those peddling their air miles on local forums) and redeeming Reward points for air miles is the best way to utilise those Reward points which are really not worth much if used to redeem for cash credit or vouchers. However, cardholders need to be aware of the conversion fees that needs to be paid to convert the Reward points into air miles. It makes sense for cardholders to accumulate a large number of Reward points before converting to air miles to minimise the amount of conversion fees to be paid. The table below summarises the conversion rates for Reward points to air miles as well as the conversion fees needed.
Credit Cards | Conversion Rates (Expiry) |
Conversion Fees |
25,000 Reward Points to 10,000 Air Miles (37 months from earned month) |
$40 + GST | |
45,000 Reward Points to 10,000 Krisflyer Miles |
$30 |
|
25,000 TREATS Points to 10,000 Krisflyer Miles |
$25 + GST |
|
5,000 DBS Points to 10,000 Air Miles (12 months from earned quarter) |
$25 + GST | |
245 SAFRA$ or Daily$ to 10,000 Air Miles (12 months from earned date for SAFRA$, Daily$ never expires) |
$25 + GST | |
34,500 Reward Points to 10,000 Air Miles |
$25 + GST |
|
34,500 Reward Points to 10,000 Air Miles |
$25 + GST |
|
25,000 Citi ThankYou Points to 10,000 Air Miles (60 months from card account creation) |
$25 + GST | |
10,000 CitiMiles to 10,000 Air Miles (No expiry) |
$25 + GST | |
1 Voyage Mile to 1 Air Mile (No expiry) |
$25 + GST | |
1000 Travel$ to 1000 Air Miles (No expiry) |
$25 + GST | |
5,000 UNI$ to 10,000 Air Miles (24 months from earned quarter) |
$25 | |
25,000 OCBC$ to 10,000 Air Miles (24 months from earned month) |
$25 | |
450 Membership Rewards points to 250 Miles (No expiry) |
$20 | |
400 Membership Rewards points to 250 Miles (No expiry) |
None | |
Amex SIA KrisFlyer Ascend Card |
Earn Krisflyer miles directly (36 months from earned month) |
None |
Earn Krisflyer miles directly (36 months from earned month) |
None | |
25,000 TREATS Points to 10,000 Krisflyer Miles |
None |