Last updated on 2024-12-14
Decent yields for savings account
Convenient online banking
Phone support 7 days a week
No fees
No limits on withdrawals and transfers
No physical banks
Relatively high minimum deposit balance of $5,000
Interest Rate | |
---|---|
$5k & Above | 3.90% APY |
Receive 3.90% APY on Citizens Access Online Savings Account
Interest is compounded daily and paid monthly
$5,000 minimum deposit to open account
No minimum balance but Citizens Access reserves the right to close the account if balance remains below $5,000 for extended period of time
No fees, for anything
No promotional or teaser rates
No limits on number of withdrawals or transfers
Click here to go to Citizens Access website for more details
Citizens Access is the online division under Citizens Bank, the largest bank in the state of Rhode Island and one of the largest nationally. Citizens Access itself does not have any physical branches. Online banking is available via website for all customers.
Citizens Access can be contacted via secure messaging on their website or app. Customers can also contact them via phone on 1-888-201-6505 from Mondays to Fridays 8am - 10pm ET, Saturdays 9am - 3pm ET and Sundays 10am - 3pm ET
Citizens Bank (and all divisions under it including Citizens Access) is a member of FDIC which covers the aggregated deposits of a depositor to up to US$250,000