BMO Alto Bank Online CDs

BMO Alto Bank CDs APY

	$5k & Above
12 months	4.75% APY
24 months	4.00% APY
36 months	4.00% APY
48 months	4.00% APY
60  months	4.10% APY

Receive up to 4.80% APY for BMO Alto CD Specials

Receive 4.80% APY for BMO Alto 6 months Online CD

No minimum deposit balance

No minimum deposit to open account

CDs can be opened online

Interest paid monthly

No monthly maintenance fee 

Grace period of 10 calendar days after the maturity date to withdraw funds without being charged an early withdrawal penalty. If you close your CD during the grace period, it will not earn interest after the maturity date. BMO Alto Bank will send you a pre-maturity reminder and a confirmation of the renewal 

Penalty for withdrawal prior to the end of your CD term is 90 / 180 / 270 / 365 / 545 days worth of interest for 2 to 11 months CDs / 12 to 23 months CDs / 24 to 35 months CDs / 36 to 47 months CDs / 48 months or more CDs

Click here to go to BMO Alto Bank website for more details

About BMO Alto Bank

BMO Alto Bank is the American subsidiary of Bank of Montreal, a Canadian multinational financial services company. BMO Alto Bank is headquartered in Chicago, Illinois. There are also physical branches in the states of Illinois, Indiana, Arizona, Missouri, Minnesota, Kansas, Florida, and Wisconsin. Online banking is available via app or website for all customers.

BMO Alto Bank can be contacted via contact form on the website or phone 24/7 on 1-888-340-2265

BMO Alto Bank is a member of FDIC which covers the deposits of a depositor to up to US$250,000