Last updated on 2023-03-02
Convenient online banking
24/7 phone support
Unlimited ATM reimbursements
No monthly fee or minimum balance requirements
No physical banks
Lower APY if any of conditions not met
Interest is compounded daily and credited on a monthly basis
$50 minimum balance to open an account
No monthly minimum balance requirements
No maintenance fees
No overdraft or non-sufficient fund fees
Unlimited domestic ATM fee reimbursements
Interest Rate | |
---|---|
Direct Deposit | 0.40% APY |
Debit Card 10x or PFM | 0.30% APY |
Managed Portfolio | 1.00% APY |
Self Directed Trading | 1.00% APY |
Loan Payment | 0.60% APY |
Total | 3.30% APY |
Receive up to 3.30% APY every month on the first $50,000 in your online rewards checking account when you
1. Receive monthly direct deposits totaling $1,500 or more (MUST be met to receive any other interest)
2. Use your Axos Visa Debit Card for a total of 10 transactions per month (min $3 per transaction) or sign up for Account Aggregation / Personal Finance Manager (PFM) in Online Banking
3. Maintain an average daily balance of $2,500 per month in an Axos Invest Managed Portfolios Account
4. Maintain an average daily balance of $2,500 per month in an Axos Invest Self Directed Trading Account
5. Use your Rewards Checking account to make your full monthly Axos Bank consumer loan payment. Mortgage, personal, and auto loans are eligible
Click here to go to Axos Bank website for more details
Axos Bank is an online bank with no physical branches. Online banking is available via app or website for all customers
Axos Bank Personal Banking can be contacted via online banking secure messaging or 24/7 phone support at 1-888-502-2967
Axos Bank (and all divisions under it) is a member of FDIC which covers the aggregated deposits of a depositor to up to US$250,000