American Express Bank Online CDs

American Express Bank CDs APY

	$0.01 & Above
11 months	4.00% APY
12 months	3.85% APY
18 months	3.35% APY
24 months	3.50% APY
36 months	3.00% APY
48 months	3.00% APY
60 months	3.00% APY

Receive up to 4.00% APY with American Express Bank Online CD

Interest is compounded daily and posted to your account monthly

No minimum balance or service fees

Option to have interest paid out via a monthly transfer to your Personal Savings account or to a linked external account, or you can choose to have the interest paid via check on a monthly, quarterly, or annual basis

At maturity, if your maturing CD automatically renews and you will have a 10-calendar-day grace period within which you can withdraw all the funds from your renewed CD without penalty. Contact American Express National Bank to withdraw your funds

Any withdrawal of principal prior to the maturity date will result in a penalty of 90 / 270 / 365 / 540 days worth of interest for <12 months CDs / 12 to <48 months CDs / 48 to <60 months CDs / 60 months CDs

Click here to go to American Express National Bank website for more details

About American Express National Bank

American Express National Bank is headquartered in Salt Lake City, Utah and is a direct online bank with no physical branches. Online banking is available via app or website for all customers.

American Express National Bank can be contacted via email or 24/7 phone support at 1-800-446-6307

American Express National Bank is a member of FDIC which covers the aggregated deposits of a depositor to up to US$250,000