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Last updated on 2021-05-21
Low interest rates
Requirement to visit SBI branches upon loan approval
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Effective interest rates from 6.50% p.a.
Tenure of up to 7 years
Up to $3,000 Cashback
Travelling often? Get protected whole-year round!
20% off NTUC Income Yearly Travel Insurance
State Bank of India Personal Loan Interest Rates
| Effective Interest | |
|---|---|
| 12 months | 8.50% p.a. |
| 24 months | 8.50% p.a. |
| 36 months | 8.00% p.a. |
| 48 months | 10.00% p.a. |
| 60 months | 10.50% p.a. |
* Effective Interest Rate based on min. loan amount of $5,000 and min. annual income of $30,000 p.a. Refer to State Bank of India's website for full table
Enjoy effective interest rate from 8.00% p.a. (or annual rate from 4.27% p.a.) with SBI Term Personal Loan
Max loan of up to 4 times your monthly income (or 6x if annual income is more than $120,000).
You can choose to repay your loan in 12, 24, 36, 48 or 60 months
Debit card with MasterCard facility provided
Cheque Book facility available
Click here to go to State Bank of India website for more details
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