Money Lobang

Standard Chartered Smart Credit Card

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Editor's Choice for Best Credit Card for Sign Up Promotion

Bills RebateUp to 10% Image
Dining RebateUp to 10% Image
Min Spend $0 Image
Petrol SavingsUp to 20.5% Image
Signup CreditUp to $288 Image
TransportUp to 10% Image

Last updated on 2024-11-07

Standard Chartered Smart Credit Card Review

Pros Pros

High rebate for selected dining, transport and bills

Attractive signup for cashback offer

Cons Cons

Low rebate for all other spend

Unlikely to hit 10% rebate due to limited merchants

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Credit Card Details Stan Chart Smart Card Annual Fees

Eligibility : $30,000 p.a.

Annual Card Fee : Free for new cardholder but $91 + GST subsequently

Supplementary Cards : Perpetually waived

Enjoy 3-month interest-free instalments with no processing fees

Annual fee waived with minimum $10,000 spend in a membership year

 

Petrol Stations Benefits Stan Chart Smart Card Petrol Stations Benefits

Enjoy $3 off with min. spend of $100 at Caltex

Enjoy up to 20.4% savings for Caltex Platinum 98 fuel with the discount (17% on site + 2.5% discount + 0.5% LinkPoints + 0.4% Rebate in Reward Points)

Enjoy up to 20.5% savings for other Caltex fuel with the discount (17% on CaltexGo App + 2.5% discount + 0.6% LinkPoints + 0.4% Rebate in Reward Points)

 

Transport Benefits Stan Chart Smart Card Transport Benefits

Earn 1.6 Reward Points + 30.4 / 24 / 11.2 Additional Reward Points /  per $1 spend (or 10% / 8% / 4% Cash Rebate) on bus and mrt rides via SimplyGo and Electric Vehicle Charging with minimun $1,500 / $800 / <$800 total spend

 

Dining Benefits Stan Chart Smart Card Dining Benefits

Earn 1.6 Reward Points + 30.4 / 24 / 11.2 Additional Reward Points /  per $1 spend (or 10% / 8% / 4% Cash Rebate) at Burger King, KFC, Mcdonald’s, Subway, Toast Box, Ya Kun Kaya Toast, Starbucks, The Coffee Bean & Tea Leaf, Pizza Hut and Domino’s Pizza with minimun $1,500 / $800 / <$800 total spend

 

Telco Bills Benefits Stan Chart Smart Card Recurring Bills Benefits

Earn 1.6 Reward Points + 30.4 / 24 / 11.2 Additional Reward Points /  per $1 spend (or 10% / 8% / 4% Cash Rebate) at Disney+, Netflix, Spotify, Youtube, Amazon Prime, Viu, iQiyi and HBO GO with minimun $1,500 / $800 / <$800 total spend

 

Cashback and Conditions Stan Chart Smart Card Cash Rebates and Conditions

Earn 3.2 / 1.6 Reward Points per $1 spend on all spend (or 1% / 0.5% Cash Rebate) with minimun $1,500 / <$1,500 total spend

 

No minimum spend Stan Chart Smart Card Minimum Spend

No minimum spend required to enjoy card benefits

 

Promotions Stan Chart Smart Card Promotions

New cardholders can apply and receive additional $288 Cashback with minimum $588 spend within 30 days of card approval (Until 31 Mar 2025)

 

Click here to go to Standard Chartered website for more details

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