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Last updated on 2023-04-05
Decent promo interest rates
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OCBC Personal Loan Interest Rates
| Effective Interest | |
|---|---|
| 12 months | 13.92% p.a. |
| 24 months | 12.11% p.a. |
| 36 months | 11.47% p.a. |
| 48 months | 11.15% p.a. |
| 60 months | 10.96% p.a. |
* Effective Interest Rate based on loan amount of $10,000 and min. annual income of $30,000 p.a. Refer to OCBC's website for full tables
Enjoy effective interest rate from 10.96% p.a. (or annual rate from 5.42% p.a.) when you apply online (with min. annual income of $30,000)
Enjoy effective interest rate from 23.10% p.a. when you apply online (with min. annual income of $20,000)
Max loan of up to 6 times your monthly income
You can choose to repay your loan in 12, 24, 36, 48 or 60 months
A one-time processing fee of $200 ($100 if annual income below $30,000) or 2% of loan amount whichever is higher
Issue cheques, or access cash via ATMs and Online Banking
Access and manage your EasiCredit account online and also via mobile banking
Click here to go to OCBC website for more details
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