
Last updated on 2025-02-06
Conditions to attain bonus interest easy to fulfill
Bonus interest rates subjected to credit card spend and monthly deposit or bills payment
Low 0.10% p.a. base interest rate
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Enjoy effective interest rate of up to 2.15% p.a. with UOB One Account
Minimum initial deposit of RM500
Minimum account balance of RM20 to maintain the account
Waiver on first 4 MEPS ATM cash withdrawal fees subject to min. RM10,000 monthly average balance
Do 1 Action | Do 2 Action | Max EIR | |
---|---|---|---|
First RM50k | 0.80% p.a. | 2.00% p.a | 2.00% p.a |
Next RM50k | 1.80% p.a. | 6.00% p.a. | 4.00% p.a. |
Next RM100k | 1.80% p.a. | 4.00% p.a. | 4.00% p.a. |
Above RM200k | 2.00% p.a. | 6.00% p.a. | 3.78% p.a. |
Get effective interest rates of up to 4.00% p.a. on savings of RM200,000 when you do 2 actions from the 5 listed below
1. Spend RM500 on UOB Debit or Credit Cards
2. Deposit a min. RM2000 in a single transaction via InterBank GIRO.DuitNow
3. Pay 3 bills (min. RM50 each) via UOB Personal Internet Banking or UOB TMR every month
4. Make 3 direct debit payments (minimum RM50 each) every month
5. Credit a minimum of RM2,000 salary into your UOB One Account every month
Get effective interest rates of up to 1.55% on your first RM200,000 savings when you only fulfill 1 action in a month
Receive base interest of 0.10% p.a. when you do not fulfill any criterias
Receive base interest of 2.00% p.a. for all deposits above RM200,000
Click here to go to UOB website for more details