Money Lobang

UOB One Account

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Interest RateUp to 4.00% Image
Min. Deposit RM500 Image

Last updated on 2025-02-06

UOB One Account Review

Pros Pros

Conditions to attain bonus interest easy to fulfill

Cons Cons

Bonus interest rates subjected to credit card spend and monthly deposit or bills payment

Low 0.10% p.a. base interest rate

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Deposit Details UOB One Account Interest Rates

Enjoy effective interest rate of up to 2.15% p.a. with UOB One Account

Minimum initial deposit of RM500

Minimum account balance of RM20 to maintain the account

Waiver on first 4 MEPS ATM cash withdrawal fees subject to min. RM10,000 monthly average balance

 

Deposit Interest Rates UOB One Account Interest Rates Computation

  Do 1 Action Do 2 Action Max EIR
First RM50k 0.80% p.a. 2.00% p.a 2.00% p.a
Next RM50k 1.80% p.a. 6.00% p.a. 4.00% p.a.
Next RM100k 1.80% p.a. 4.00% p.a. 4.00% p.a.
Above RM200k 2.00% p.a. 6.00% p.a. 3.78% p.a.

 

Get effective interest rates of up to 4.00% p.a. on savings of RM200,000 when you do 2 actions from the 5 listed below

1. Spend RM500 on UOB Debit or Credit Cards

2. Deposit a min. RM2000 in a single transaction via InterBank GIRO.DuitNow

3. Pay 3 bills (min. RM50 each) via UOB Personal Internet Banking or UOB TMR every month

4. Make 3 direct debit payments (minimum RM50 each) every month

5. Credit a minimum of RM2,000 salary into your UOB One Account every month

 

Get effective interest rates of up to 1.55% on your first RM200,000 savings when you only fulfill 1 action in a month

Receive base interest of 0.10% p.a. when you do not fulfill any criterias

Receive base interest of 2.00% p.a. for all deposits above RM200,000

 

Click here to go to UOB website for more details

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