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Last updated on 2021-05-20
Potentially high interest / profit rate
High 2.00% p.a. bonus interest / profit for monthly deposit condition
Bonus interest / profit rates subjected to monthly deposit, bills payment and credit card spend
High min. monthly deposit of RM2k to satisfy monthly deposit condition
Low 0.50% p.a. bonus interest / profit for bills payment condition
Low 0.50% p.a. bonus interest / profit for credit card spend condition
Low 0.25% p.a. base interest / profit rate
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RHB Smart Account Interest RatesEnjoy up to 2.85% p.a. interest / profit on RHB Smart Current Account / Account-i when you save, pay, spend and invest with RHB
Minimum account balance of RM1,000
No joint account allowed
RHB Smart Account Interest Rates Computation
| Interest / Profit | |
|---|---|
| Base Rate | 0.05% p.a. |
| Deposit Bonus | 1.80% p.a. |
| Bills Bonus | 0.50% p.a. |
| Spend Bonus | 0.50% p.a. |
| Total | 2.85% p.a. |
Earn base interest / profit of 0.05% p.a. on your daily account balance (min. RM1,000)
Earn 1.80% p.a. bonus interest / profit and qualify for other bonus payouts when you deposit a minimum of RM2,000 every month
Earn 0.50% p.a. bonus interest / profit when you pay at least 3 bills via RHB Now Internet or Mobile Banking every month
Earn 0.50% p.a. bonus interest / profit when you spend at least RM1,000 on your RHB Debit or Credit Cards every month
Invest a minimum of RM1,000 monthly with selected RHB investment products and get 1.00% bonus payout based on nett investment amount
The maximum effective interest / profit is 2.85% p.a. on the first RM100,000 of your account balance + any extra bonus payout due to investments
Click here to go to RHB Bank's website for more details
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