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OCBC 90°N Credit Card

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Petrol SavingsUp to 24.1% Attribute
Travel RebateUp to 7.0 miles/$1Attribute
Everyday Reward 1.3 miles/$1Image
Min Spend $0 Image
Deposit RateUp to 7.65% Image
Signup Gift 50,000 milesImage

Last updated on 2024-10-30

OCBC 90°N Credit Card Review

Pros Pros

Miles do not expire

Flexibility to convert to cashback

High mileage earn rate for Agoda bookings

High deposit rate if use for OCBC 360 Account

Cons Cons

Rather ordinary mileage earn rate

Credit Card Details OCBC 90°N MasterCard Annual Fees

Eligibility : $30,000 p.a.

Annual Card Fee : $180 plus GST (Waived for 1st year)

Supplementary Cards : $90 plus GST (Waived for 1st year)

 

Everyday Rewards OCBC 90°N MasterCard Everyday Mileage Earn Rate

Earn 6.5 Travel$ for every $5 local spend (or 1.3 Travel$ for every $1 spend )

Miles do not expire

Conversion rate of 1 Travel$ = 1 air mile

Earn 10,000 bonus Travel$ upon renewal of card

 

Travel Benefits OCBC 90°N MasterCard Travel Benefits

Earn 35 Travel$ for every $5 spent on Agoda in foreign currency (or 7 Travel$ for every $1 spend ) (Until 30 Nov 2024)

Earn 30 Travel$ for every $5 spent on Agoda in SGD (or 6 Travel$ for every $1 spend ) (Until 30 Nov 2024)

Earn 10.5 Travel$ for every $5 overseas spend (or 2.1 Travel$ for every $1 spend )

 

Petrol Stations Benefits OCBC 90°N MasterCard Petrol Stations Benefits

16.6% savings at Caltex (16% on CaltexGo App + 0.6% LinkPoints) + 6.5 Travel$ for every $5 local spend (or 1.3 Travel$ for every $1 spend )

Up to 15.8% savings at Esso (14% onsite + up to 1.8% Smiles Points) + 6.5 Travel$ for every $5 local spend (or 1.3 Travel$ for every $1 spend )

24.1% savings at Sinopec (23% onsite + 1.1% X Points) + 6.5 Travel$ for every $5 local spend (or 1.3 Travel$ for every $1 spend )

 

Deposit Account Benefits OCBC 360 Account Benefits

(Optional) Get up to 7.65% p.a. interest on savings in your OCBC 360 Account when you spend on your OCBC Card, Credit Salary, Save, Invest and Insure with OCBC

 

Cashback and Conditions OCBC 90°N MasterCard Cash Rebates and Conditions

Convert your Travel$ to cashback at a rate of 10,000 Travel$ = $100 or 1 Travel$ = $0.01

 

No minimum spend OCBC 90°N MasterCard Minimum Spend

No minimum spend required to enjoy card benefits

 

Promotions OCBC 90°N MasterCard Promotions

Receive 50,000 bonus Travel$ with payment of first year upgraded annual fee of $1,080 until 31 Dec 2024

New OCBC 90°N Visa cardmembers get 4 complimentary DragonPass lounge visits with minimum $500 retail spend between now and 30 Nov 2024

 

Click here to go to OCBC website for more details about OCBC 90°N MasterCard.

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