With an earn rate of 10X UNI$ (or 4 air miles per $1 spend) on contactless and online transactions, it ensures that one can earn the magical 4 air miles per $1 spend on almost anything and therefore rendering it the perfect general everyday spend card for miles chasers. We say "anything" because most merchants now accept contactless payments while you can buy almost anything online...
While credit cards with cash rebate or cashback for dining is the overwhelmingly preferred choice for most when it comes to dining, some Singaporeans prefer to accumulate air miles or reward points instead. The main reason why it may be better to use mileage or reward points credit cards for dining is that most of them do not have any conditions for minimum spend...
While there are plenty of cashback credit cards for online shopping that offer substantial rebate, online shoppers can also get rewarded in the form of air miles or reward points for their purchases if they use the right credit cards. Shoppers can accumulate miles or reward points more easily online as compared to offline as online purchases can be planned easily beforehand...
Credit cards that award miles for overseas spend are becoming increasingly popular for overseas travel. Although cashback credit cards for overseas spending can sometimes more than offset any overseas bank transaction fees involved, the minimum spending requirements could be a huge deterrence. Cardholders looking for other options might be be more inclined to use mileage or reward points credit cards..