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Last updated on 2025-04-03
Low interest rate for personal loan
Up to 7 years tenor
Up to $3,600 Cashback
None
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Effective interest rates from 6.50% p.a.
Tenure of up to 7 years
Up to $3,000 Cashback
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HSBC Personal Loan Interest Rates
| Effective Interest | |
|---|---|
| 12 to 84 months | From 4.00% p.a. |
* Effective Interest Rate based on loan amount of $5,000 and min. annual income of $30,000 p.a. Note that the rates provided to you are customized and might differ from what's displayed here. Refer to HSBC's website for actual rates
Enjoy exclusive effective interest rate from 4.00% p.a. with a minimum $5,000 loan and tenor of 1 to 7 years for applicants with annual income of at least $30,000 for HSBC Premier and all other customers
Max loan of up to $200,000 or 8 times monthly income
You can choose to repay your loan in 12, 24, 36, 48, 60, 72 or 84 months
Quick decision based on 1 minute approval in-principle
Easy access to extra cash via Debit Card, funds transfer via Online Banking or withdrawal from ATM after approval
HSBC Personal Loan PromotionsApply now for HSBC Personal Line of Credit Instalment plan and receive up to 2% of loan amount (up to $3,600) in cashback with a minimum loan size of $10,000 and tenor of at least 3 years (Valid until 30 Jun 2025)
Waiver of proccessing fees
Click here to go to HSBC website for more details
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