UOB 1-Month SIBOR House Loan


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Min. Loan

5yrs Ave. Rate

Review on UOB 1m SIBOR House Loan

Low interest rate spread of +0.70% to +0.90% p.a. for loan package throughout loan term
Legal fees subsidy for refinancing
Low 1m SIBOR

1m SIBOR more volatile
Subject to fluctuations in 1m SIBOR rate
1 year lock-in period


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Interest Rate^
1st year 1m SIBOR + 0.7% p.a.
2nd year 1m SIBOR + 0.8% p.a.
3rd year 1m SIBOR + 0.9% p.a.
Thereafter 1m SIBOR + 0.9% p.a.
5yrs Ave. Rate 1.83% p.a.

^ Interest Rate based on latest 1 Month SIBOR and assuming it stays the same for first five years

Legal fee subsidy of 0.40% of loan capped at $2,000 for re-financing only

Rates are pegged to SIBOR

Rates are reviewed every month

Minimum loan amount of $100,000

No Lock-In period

1 year Lock-In period

New/re-financing owners are eligible


Make a loan enquiry about this UOB 1m SIBOR House Loan


Comments on UOB 1m Sibor House Loan


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