UOB Fixed Rate Home Loan

 

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Min. Loan
$400,000

5yrs Ave. Rate
2.252%

Review on UOB Fixed Rate Home Loan

Pros
Fixed interest rates of for 1st 2 years
Stable and low fixed deposit interest rates (FDPR)
Legal fees subsidy for refinancing

Cons
Higher interest rate after 2 years
Changes in FDPR at bank's discretion
2 years lock-in period

 

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Details

Interest Rate^
1st year 2.18% p.a.
2nd year 2.18% p.a.
3rd year FDPR + 1.65% p.a.
Thereafter FDPR + 1.65% p.a.
5yrs Ave. Rate 2.252% p.a.

^ Interest Rate based on latest FDPR and assuming it stays the same for first five years

Legal fee subsidy of 0.40% of loan capped at $2,000 for re-financing only

Rates indicated are fixed and guaranteed for 2 years

Protects you from rate fluctuations for the first 2 years

At the end of the fixed rate period, the interest rates are pegged to the bank's Fixed Deposit (FDPR) rate to calculate interest rates

Fixed Deposit (FDPR) rate is the 36-month fixed deposit rate

Minimum loan amount of $400,000

2 years Lock-In period

New/re-financing owners are eligible

 

Make a loan enquiry about this UOB Fixed Rate Home Loan

 

Comments on UOB Fixed Rate Home Loan

 

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