Last updated on 2021-05-21
Low interest rate for personal loan
Low minimum income requirement
Low promotional interest rates only available for selected tenors
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Effective interest rates from 6.50% p.a.
Tenure of up to 7 years
Up to $3,000 Cashback
Travelling often? Get protected whole-year round!
20% off NTUC Income Yearly Travel Insurance
Effective Interest | |
---|---|
12 months | 9.44% p.a. |
24 months | 9.49% p.a. |
36 months | 9.41% p.a. |
48 months | 9.31% p.a. |
60 months | 9.21% p.a. |
* Effective Interest Rate based on loan amount of $75,000 and min. annual income of $20,000 p.a. Refer to Stan Chart's website for full tables
Apply and enjoy effective interest rate from 9.21% p.a.
Enjoy effective interest rate of 9.86% p.a for loan amounts of below $75,000 at a loan tenor of 36 months
Max loan of up to 4 times your monthly income (maximum $200,000) if your annual income is $30,000 and above
Max loan of up to 2 times your monthly income if your annual income is between $20,000 to $29,999.
Annual fee of $199/year
You can choose to repay your loan in 12, 24, 36, 48 or 60 months
Upload your income documents by taking a photo and get approval-in-principle within 60 seconds
Click here to go to Standard Chartered website for more details