POSB HDB Fixed Rate Home Loan



Min. Loan

3 yrs Ave. Rate

Review on POSB HDB Fixed Rate Home Loan

Fixed interest rates for 1st 5 years
Stable and low fixed deposit interest rates (FHR)
Legal fees subsidy for refinancing

Changes in FHR at bank's discretion
5 years lock-in period


Enquire about POSB Fixed Rate Loan

Latest Promotions

Agoda Singapore Promtion
10% off Agoda for hotel bookings worldwide
Klook Promo Codes
$20 off Klook with promo code "CITIEUROPE"



Interest Rate^
1st year 2.50% p.a.
2nd year 2.50% p.a.
3rd year 2.50% p.a.
4th year 2.50% p.a.
5th year 2.50% p.a.
Thereafter FHR + 1.55% p.a.
3 yrs Ave. Rate 2.50 % p.a.

^ Interest Rate based on latest FHR

Property Loan Hotline Property Loans Watsapp: +65 8336 8772


Legal fee subsidy of $1,800 for minimum $200,000 loan

Rates indicated are fixed and guaranteed for 5 years

Protects you from rate fluctuations for the first 5 years

At the end of the fixed rate period, the interest rates are pegged to the Fixed Deposit (FHR) rate to calculate interest rates

Fixed Deposit (FHR) rate is DBS Bank's prevailing 8 month Singapore Dollar fixed deposit rates which is currently at 0.95% p.a.

Enjoy savings from lower interest rates compared to HDB Concessionary Loan rate (2.6%)

Minimum loan amount of $100,000

5 years Lock-In period

New/re-financing owners are eligible



Receive up to S$750 cash from Money Lobang when you successfully apply or refinance for a home loan via our Property Loan Cashback Promotion (Until 30 Jun 2019)


Make a loan enquiry about this POSB HDB Fixed Rate Home Loan


Add Review or Comment

* Required information
Captcha Image

Reviews or Comments (0)

No reviews or comments yet. Be the first!


Recommended Review

Best Cashback Credit Cards for Overseas Spending

Best Cashback Credit Cards for Overseas Spending ComparisonCredit cards typically charge 2.5% to 3.5% for overseas transactions in a different currency...

Discount Codes

Expedia Singapore Promo Discount Codes

Singapore Credit Cards Promotion Expedia Promo Discount CodesTake up to 57% off for travel packages and hotels + 12% off with our exclusive Expedia discount codes

All About Money

6 Travel Tips to Save Money and Travel Cheap

Travel Tips to Save Money and Travel CheapLet's face it. Singapore is only 716.1 kilometres square. There are only that many places to explore before you're sick of them...

sponsored links

Search & Social Media

money lobang facebook page money lobang twtter page money lobang instagram page money lobang youtube page money lobang pinterest page money lobang linkedin page

Subscribe to our Newsletter

Be the first to know about the latest promotions for bank deposits, credit cards and online discounts.