OCBC ExtraCash Loan

 

OCBC Logo

Min. Income
$20,000 p.a.

Interest Rate
From 15.92%

Review on OCBC ExtraCash Loan

Pros
Low minimum income requirement

Cons
High interest rate for personal loan

 

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Details

  EIR*
12 months 18.88% p.a.
24 months 17.07% p.a.
36 months 16.44% p.a.
48 months 16.11% p.a.
60 months 15.92% p.a.

* Effective Interest Rate based on loan amount of $10,000 and min. annual income of $30,000 p.a. Refer to OCBC's website for full tables

Enjoy effective interest rate from 15.92% p.a. when you apply online (with min. annual income of $30,000)

Enjoy effective interest rate from 23.10% p.a. when you apply online (with min. annual income of $20,000)

Max loan of up to 6 times your monthly income

You can choose to repay your loan in 12, 24, 36, 48 or 60 months

A one-time processing fee of $200 ($100 if annual income below $30,000) or 2% of loan amount whichever is higher

Issue cheques, or access cash via ATMs and Online Banking

Access and manage your EasiCredit account online and also via mobile banking

 

Click here to go to OCBC website for more details

 

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