OCBC ExtraCash Loan

 

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Min. Income
$20,000 p.a.

Interest Rate
From 13.68%

Review on OCBC ExtraCash Loan

Pros
Low minimum income requirement

Cons
High interest rate for personal loan

 

Apply on OCBC's website

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Details

  EIR*
12 months 17.06% p.a.
24 months 14.99% p.a.
36 months 14.27% p.a.
48 months 13.90% p.a.
60 months 13.68% p.a.

* Effective Interest Rate based on loan amount of $15,000 and min. annual income of $20,000 p.a. Refer to OCBC's website for full tables

Enjoy effective interest rate from 13.68% p.a. when you apply online

Max loan of up to 6 times your monthly income

You can choose to repay your loan in 12, 24, 36, 48 or 60 months

A one-time processing fee of $200 ($100 if annual income below $30,000) or 2% of loan amount whichever is higher

Issue cheques, or access cash via ATMs and Online Banking

Access and manage your EasiCredit account online and also via mobile banking

 

Click here to go to OCBC website for more details

 

Comments on OCBC ExtraCash Loan

 

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