OCBC 1-Month SIBOR House Loan

 

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Min. Loan
$100,000

5yrs Ave. Rate
1.39%

Review on OCBC 1m SIBOR House Loan

Pros
Low interest rate spread of +0.65% to +0.85% p.a. for loan package throughout loan term
Low 1m SIBOR

Cons
1m SIBOR more volatile
Subject to fluctuations in 1m SIBOR rate

 

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Details

Interest Rate^
1st year 1m SIBOR + 0.65% p.a.
2nd year 1m SIBOR + 0.70% p.a.
3rd year 1m SIBOR + 0.70% p.a.
4th year 1m SIBOR + 0.70% p.a.
Thereafter 1m SIBOR + 0.85% p.a.
5yrs Ave. Rate 1.39% p.a.

^ Interest Rate based on latest 3 Month SIBOR and assuming it stays the same for first five years

Rates are pegged to SIBOR

Rates are reviewed every month

Minimum loan amount of $100,000

No Lock-In period

New/re-financing owners are eligible

 

Make a loan enquiry about this OCBC 1m SIBOR House Loan

 

Comments on OCBC 1m SIBOR House Loan

 

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