Money Lobang

OCBC Fixed Rate Home Loan

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3 yrs Ave. Rate 3.54% Attribute
Min. Loan $300,000 Attribute

Last updated on 2024-03-20

OCBC Fixed Rate Home Loan Review

Pros Pros

Fixed interest rates of for 1st 2 years

Legal fees subsidy for refinancing

Cons Cons

Subject to fluctuations in 3m SORA rate after fixed rate period

2 years lock-in period

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Property Loan Details OCBC Property Loan Fixed Rates

  Interest Rate^
1st year 3.00% p.a.
2nd year 3.00% p.a.
3rd year 3m SORA + 1.00% p.a.
Thereafter 3m SORA + 1.00% p.a.
3 years average 3.54% p.a.

 

^ Interest Rate based on latest 3 Month SORA and assuming it stays the same for first three years

 

Legal fee subsidy of $2,000 for minimum $500,000 loan

Rates indicated are fixed and guaranteed for 2 year

Protects you from rate fluctuations for the first 2 year

At the end of the fixed rate period, the interest rates will be based on 3-month SORA to calculate thereafter interest rates

Minimum loan amount of $300,000

2 year Lock-In period

New/re-financing owners are eligible

 

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Make a loan enquiry about this OCBC Fixed Rate Home Loan

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