OCBC EasiCredit

 

OCBC Logo

Min. Income
$20,000 p.a.

Interest Rate
From 6.00%

Review on OCBC EasiCredit

Pros
Low minimum income requirement

Cons
High interest rate after promotional period ends

 

Latest Promotions

Citi Cash Back Card
Citi Cash Back Card

Up to 23.3% savings on petrol
8% cash back on dining
8% cash back on groceries
Receive signup gift of up to $120 cash back
HSBC Visa Platinum Credit Card
HSBC Visa Platinum Card

Up to 21.1% savings on petrol
5% cash rebate for groceries
5% cash rebate for dining
Signup gift of Samsonite or $150 cashback

 

Details

Get cash of up to 6 times your monthly income from effective interest rate of 20.90% p.a.

Annual fee of $80/year

Annual fee waived for first year if annual income is $30,000 and above

Issue cheques, or access cash via ATMs and Online Banking

Access and manage your EasiCredit account online and also via mobile banking

Pay only when you use, and only the min payment of $50 or 3% (5% if annual income below $30,000) of monthly balance whichever is higher

 

Promotions

New EasiCredit applicants can receive $60 cash rebate upon approval (Until 31 Dec 2019)

New EasiCredit applicants can enjoy the lowest prevailing interest rate of 6% p.a. from now till 31 Jan 2020

 

Click here to go to OCBC website for more details

 

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