OCBC 360 Account



Min. Deposit

Interest Rate
up to 3.05%

Review on OCBC 360 Account

Potentially high interest rate
High 1.20% p.a. bonus interest for credit salary condition

Bonus interest rates subjected to credit salary, insure or invest with OCBC, pay bills and OCBC Credit Cards spend
Low 0.30% p.a. bonus interest for credit card spend condition
Low 0.30% p.a. bonus interest for paying bills condition
Low 0.05% p.a. base interest rate
Frequent changes in interest rates and conditions to disadvantage accountholders


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Minimum initial deposit of $1,000

Minimum average daily balance of $3,000 ($2 fall below fee is waived for first year)

Comes with Singapore's first Online Banking tool, Money In$ights to help manage your budget, track your savings and categorise your expenditure

Make interbank transfers instantly with FAST - an industry wide service which allows for instant fund transfers between banks

360 Account comes with a YES! Debit Card


Interest Computation

Base Interest 0.05% p.a.
Credit Salary 1.20% p.a.
Insure or Invest 1.20% p.a.
Pay 3 Bills 0.30% p.a.
Credit Cards Spend 0.30% p.a.
Total (Max. $70k) 3.05% p.a.

Earn base interest of 0.05% p.a. for your entire account balance

Earn 1.20% p.a. bonus interest when you credit a minimum salary of $2,000 every month

Earn up to 1.2% p.a. bonus interest when you insure with OCBC with endowment of at least $4,000 in annual premium or invest in investment products such as Unit Trust or Structured Deposits of at least $20,000

Earn 0.30% p.a. bonus interest when you pay any 3 bills every month which must also add up to at least $150 using OCBC 360 account

Earn 0.30% p.a. bonus interest when you spend at least $500 on your OCBC Credit Cards every month

Earn extra 1.00% save bonus interest on the first $70,000 if your account balance is $200,000 and above

The maximum interest is 3.05% p.a. per annum + any extra save bonus interest

You will get bonus interest on the first $70,000 of your account balance. On the months you do less, you will get less bonus interest

You will receive this bonus interest by the 7th business day (exclude Saturday, Sunday and Public Holiday) of the following month


Click here to go to OCBC website for more details




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