Best Mileage or Reward Points Credit Cards for Dining

Dining for Reward Points or Air Miles

While credit cards with cash rebate or cashback for dining is the overwhelmingly preferred choice for most when it comes to dining, some Singaporeans prefer to accumulate air miles or reward points instead. The main reason why it may be better to use mileage or reward points credit cards for dining is that most of them do not have any conditions for minimum spend and may reward a credit card user with up to 4 air miles per $1 spend on dining. This is considered pretty generous considering that most mileage credit cards usually only offer below 2 air miles per $1 local spend. Laid out in the table below are the credit cards which offer the best mileage or reward points earn rate.

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Credit Cards Rewards for Dining Comparison Table

Credit Card Issuer and Type of Credit Card	Minimum Requirements / Conditions	Mileage Earn Rate
American Express Platinum Credit Card	Only for Platinum EXTRA Partners for Dining	Earn 5.55 air miles or 10X Membership Rewards points for every $1.60 spend
UOB Preferred Platinum Visa Card	Only when using using Contactless and Mobile payments	Earn 4 air miles or 10X UNI$ (2.00% cash rebate) per $1 spend
UOB Visa Signature Card	Only when using using Visa payWave or mobile payments with minimum spend of $1,000 per statement period	Earn 4 air miles or 10X UNI$ (2.30% cash rebate) per $1 spend
UOB Lady's Solitaire Card UOB Lady's Card	Only if dining is chosen as a preferred category	Earn 4 air miles or 10X UNI$ (2.00% cash rebate) per $1 dining spend
Maybank Horizon Visa Signature Card	None	Earn 3.2 air miles or 8X Treats Points (2.35% cash rebate) per $1 spend.
KrisFlyer UOB Card	Min. of $500 annual SIA-related spend and 1.8 Bonus KrisFlyer miles only to be credited 2 months after membership year	Earn 1.2 + 1.8 Krisflyer miles per $1 dining spend
HSBC Revolution Credit Card	None	Earn 2 air miles or 5 Rewards Points (1.25% cash rebate) per $1 on dining
OCBC VOYAGE Visa Infinite Card	None	Earn 1.6 VOYAGE miles per $1 on local dining

Best Mileage or Reward Points Credit Card for Dining

UOB Preferred Platinum Visa Card cardholders can earn 4 air miles or 10X UNI$ per $1 spend when making contactless or mobile payments and is our card of choice for dining when it comes to accumulating reward points or air miles. Most F&B outlets accept payment via mobile phone payments or PayWave making it easy to chalk up air miles. Cardholders may also earn 4 air miles or 10 UNI$ per $1 spend for online shopping. There is no minimum spend required and cardholders can enjoy the flexibility of converting 2,000 UNI$ to $20 cash credit which is equavilant to 2.00% cash rebate if they decide to earn cash rebate instead. Cardholders do have to take note that 10X UNI$ earn rate is capped at $1,000 per month.