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Dining for Reward Points or Air Miles
While credit
cards with cash rebate or cashback for dining is the overwhelmingly
preferred choice for most when it comes to dining, some Singaporeans
prefer to accumulate air miles or reward points instead. The main
reason why it may be better to use mileage or reward points credit
cards for dining is that most of them do not have any conditions
for minimum spend and may reward a credit card user with up to 4
air miles per $1 spend on dining. This is considered pretty generous
considering that most mileage credit cards usually only offer below
2 air miles per $1 local spend. Laid out in the table below are
the credit cards which offer the best mileage or reward points earn
rate.
Latest Promotions
Credit Cards Rewards for Dining Comparison Table
| Credit Card Issuer and Type of Credit
Card |
Minimum Requirements / Conditions |
Mileage Earn Rate |
| American
Express Platinum Credit Card |
Only for Platinum EXTRA Partners for Dining |
Earn 5.55 air miles or 10X Membership Rewards points for
every $1.60 spend |
| UOB
Preferred Platinum Visa Card |
Only when using using Contactless and Mobile payments |
Earn 4 air miles or 10X UNI$ (2.00% cash rebate) per $1
spend |
| UOB
Visa Signature Card |
Only when using using Visa payWave or mobile payments with
minimum spend of $1,000 per statement period |
Earn 4 air miles or 10X UNI$ (2.30% cash rebate) per $1
spend |
| UOB
Lady's Solitaire Card
UOB Lady's Card
|
Only if dining is chosen as a preferred category |
Earn 4 air miles or 10X UNI$ (2.00% cash rebate) per $1
dining spend |
| Maybank
Horizon Visa Signature Card |
None |
Earn 3.2 air miles or 8X Treats Points (2.35% cash rebate)
per $1 spend. |
| KrisFlyer
UOB Card |
Min. of $500 annual SIA-related spend and 1.8 Bonus KrisFlyer
miles only to be credited 2 months after membership year |
Earn 1.2 + 1.8 Krisflyer miles per $1 dining spend |
| HSBC
Revolution Credit Card |
None |
Earn 2 air miles or 5 Rewards Points (1.25% cash rebate)
per $1 on dining |
| OCBC
VOYAGE Visa Infinite Card |
None |
Earn 1.6 VOYAGE miles per $1 on local dining |
Best Mileage or Reward Points Credit Card for Dining
UOB Preferred
Platinum Visa Card cardholders can earn 4 air miles or 10X UNI$
per $1 spend when making contactless or mobile payments and is our
card of choice for dining when it comes to accumulating reward points
or air miles. Most F&B outlets accept payment via mobile phone
payments or PayWave making it easy to chalk up air miles. Cardholders
may also earn 4 air miles or 10 UNI$ per $1 spend for online shopping.
There is no minimum spend required and cardholders can enjoy the
flexibility of converting 2,000 UNI$ to $20 cash credit which is
equavilant to 2.00% cash rebate if they decide to earn cash rebate
instead. Cardholders do have to take note that 10X UNI$ earn rate
is capped at $1,000 per month.
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