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Dining for Reward Points or Air Miles
While credit
cards with cash rebate or cashback for dining is the overwhelmingly
preferred choice for most when it comes to dining, some Singaporeans
prefer to accumulate air miles or reward points instead. The main
reason why it may be better to use mileage or reward points credit
cards for dining is that most of them do not have any conditions
for minimum spend and may reward a credit card user with up to 4
air miles per $1 spend on dining. This is considered pretty generous
considering that most mileage credit cards usually only offer below
2 air miles per $1 local spend. Laid out in the table below are
the credit cards which offer the best mileage or reward points earn
rate.
Credit Cards Rewards for Dining Comparison Table
Best Mileage or Reward Points Credit Card for Dining
OCBC Titanium
Rewards Card cardholders can earn 4 air miles or 10 OCBC$ per
$1 spend when making payments using Apple Pay, Samsung Pay or AndriodPay
and is our card of choice for dining when it comes to accumulating
reward points or air miles. Most F&B outlets accept payment
via mobile phone payments and it is easy to chalk up air miles through
using the OCBC
Titanium Rewards Card on a mobile phone. Cardholders may also
earn 4 air miles or 10 OCBC$ per $1 spend on shopping online and
offline. There is no minimum spend required and cardholders can
enjoy the flexibility of converting 3,600 OCBC$ to $10 cash credit
which is equavilant to 2.78% cash rebate if they decide to earn
cash rebate instead.
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