ICBC Fixed Deposit



Min. Deposit

Interest Rate
up to 1.85%

Review on ICBC Fixed Deposit

Short tenure option
High FD interest rate

Foreign Bank with few branches


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6mths 9mths 12mths (OTC) 12mths (eBank)
$20k to <$200k 1.15% p.a. 1.20% p.a. 1.80% p.a. 1.85% p.a.

Receive up to 1.85% interest for a 12 months fixed deposit via e-banking

Receive up to 1.80% interest for a 12 months fixed deposit via over the counter

Receive up to 1.20% interest for a 9 months fixed deposit

Receive up to 1.15% interest for a 6 months fixed deposit

Minimum deposit SGD20,000 offering tenors from 6 months

No penalty for pre-matured withdrawal of fixed deposit; you will get paid based on prevailing current account interest rate


Click here to go to ICBC website for more details


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Reviews or Comments (5)

Ave. Rating:
3/5 (10)
Topic: ICBC Fixed Deposit Review
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1 2 > Last
Jack Koh
Aug 2018
Jack Koh says...

ICBC Processing FDs indeed required super long wait.

But but... the lady who serviced me was detailed, professional, and well versed in her work.

I guessed opening a new online account has to be throughout and meticulous given this age of scammers who can siphon off your saving with some easy digital tricks.

Depositing CIMB online FD was easier BUT its a lot more riskier as you do not know if you are actually transferring money to CIMB or a scammer's account (no online account was pre-created for you until you transfer at least $1000 into an account-no given to you in an email reply !!!) Whereas, in ICBC situation, an online account is pre-created for you to login online with proper registration of user-name & password & 2FA token. So, in the end, you get assured security. Giving up some time going thru the extra time-consuming processes is worth it.

Jul 2018
Matthias says...

Inefficient banking services. Super slow and staff attitude is terrible.

Apr 2018
Ant says...

try the e-banking , it is fast and on top of that u are rewarded for DIY e-banking. u could also perform the e-banking at the branch pc. get help if you have any encounter any issue from staff there

1 2 > Last


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