
 
 
Last updated on 2025-10-31

Very low min. deposit
Decent promo rates

Foreign Bank with few branches
Sponsored Links
  Effective interest rates from 6.50% p.a.
  Effective interest rates from 6.50% p.a.
  Tenure of up to 7 years
  Tenure of up to 7 years
 Up to $3,000 Cashback
  Up to $3,000 Cashback
 Up to 70% off Lazada
 Up to 70% off Lazada
 Up to $30 off Promo Codes
 Up to $30 off Promo Codes
 ICBC Fixed Deposit Interest Rates
 ICBC Fixed Deposit Interest Rates 
| 3mths | 6mths | 9mths | 12mths | |
|---|---|---|---|---|
| $500 to <$200k | 1.20% p.a. | 1.15% p.a. | 1.10% p.a. | 1.10% p.a. | 
| $200k & above | 1.25% p.a. | 1.20% p.a. | 1.15% p.a. | 1.15% p.a. | 
Receive up to 1.15% interest for a 12 months fixed deposit via E-banking
Receive up to 1.15% interest for a 9 months fixed deposit via E-banking
Receive up to 1.20% interest for a 6 months fixed deposit via E-banking
Receive up to 1.25% interest for a 3 months fixed deposit via E-banking
Minimum deposit SGD500 offering tenors from 3 months
Promotion applicable to deposits of Fresh Funds only
No penalty for pre-matured withdrawal of fixed deposit; you will get paid based on prevailing current account interest rate
Click here to go to ICBC website for more details
 ICBC Fixed Deposit Rates Historical Chart
 ICBC Fixed Deposit Rates Historical Chart
* Interest Rates based on highest fixed deposit rate with
maximum deposit amount of $100,000 and 3 to 18 months tenure
ICBC current highest fixed deposit rate is 1.20% p.a. for 3 months tenure with minimum deposit of $500.
The current highest fixed deposit rate is a ICBC fixed deposit promotional rate
The current Money Lobang National Average Fixed Deposit Rates for November 2025 is 1.25% p.a.
The average monthly highest fixed deposit rate for ICBC since 2018 is 2.03% p.a.
ICBC runs fixed deposit promotional campaigns every month