HSBC Personal Line of Credit



Min. Income
$30,000 p.a.

Interest Rate
From 18.50%

Review on HSBC Personal Line of Credit

New signups enjoy 50% interest rebate for the first 3 months
Existing customers enjoy lower interest rates

50% interest rebate subject to minimum debit balance


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Credit limit of up to $100,000 or 2x your monthly income with effective interest rate of 18.50% p.a.

Annual fee of $60/year (Waived for first year)

Get access to cash with your Personal Line of Credit cheque book and debit card

Pay only when you use, and only the min payment of $15 or 3% of monthly balance whichever is higher

HSBC Premier customers enjoy effective interest rate of 12.00% p.a. with annual fees waived perpetually while HSBC Advance customers, HSBC Revolution Credit Card customers and HSBC Visa Platinum Credit Card customers enjoy effective interest rate of 16.50% p.a. and two years waiver of annual fees

Existing customers can apply for HSBC Personal Line of Credit Fund Transfer to get cash from low effective interest rate of 2.17% p.a. for 6 months or 4.88% p.a. for 12 months



New signups with a minimum monthly average debit balance of $1,500 in any one of the months within the first 3 months of approval enjoy 50% interest rebate


Click here to go to HSBC website for more details


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