DBS Personal Loan


DBS Logo

Min. Income
$20,000 p.a.

Interest Rate
From 11.32%

Review on DBS Personal Loan

Low minimum income requirement
Up to $388 cashback

Lower interest rates only available for longer tenors


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12 months 19.70% p.a.
24 months 17.28% p.a.
36 months 12.04% p.a.
48 months 11.62% p.a.
60 months 11.32% p.a.

* Effective Interest Rate based on loan amount of $30,000 and min. annual income of $30,000 p.a. Refer to DBS's website for full tables

Enjoy promotional effective interest rate from 11.32% p.a.

Max loan of up to 4 times your monthly income or up to 10 times of your monthly salary if your annual income is $120,000 and above

You can choose to repay your loan in 12, 24, 36, 48 or 60 months

A one-time processing fee of as low as 2% of loan amount

Immediate cash to your DBS/POSB deposit account



Get $188/$388 cashback with minimum loan amount of $10,000/$20,000 when you apply for DBS Personal loan online

Get $50/$125 cashback with minimum loan amount of $5,000/$15,000 and enjoy 0% interest with one-time promotional administration fee when you apply for Balance Transfer online


Click here to go to DBS website for more details


Comments on DBS Personal Loan


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