Citibank Rewards Visa / MasterCard Card


Citibank Rewards Visa / MasterCard Card

Shopping Rewards
10X Citi$

Signup Cashback
up to $120

Review on Citibank Rewards Card

High Citi$ earn rate for shopping with no min. spend
Citi$ can be converted to cash rebates
Shopping online and offline, locally and overseas qualify
Up to 10% Citi Rebate at many popular merchants

Signup for cashback offer subject to many conditions


Apply & get up to $120 Cashback

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Credit Card Details Credit Card Details

Eligibility : $30,000 p.a.

Annual Card Fee : $192.60 (Waived for first year)

Supplementary Cards : $96.30 (Waived for first year for 2 supplementary cards)


Shopping Benefits Shopping Benefits

Earn 4 air miles or 10X Citi$ (10 Citi$ for every $1) whenever you shop for clothes, shoes or bags or at departmental stores locally, overseas and online (equivalent to 2.38% cash rebate)

Earn 1 Citi$ for every $1 you spend everywhere else


Cashback and Conditions Cash Rebates and Conditions

Redemption rate of 4,200 Citi$ to $10 cash rebate

Enjoy up to 10% Citi Rebate at more than 300 merchant outlets

Pay with your Citi Credit Card and use your points or miles to offset your transaction at participating merchants at a rate of 420 Citi$ to $1 or 140 miles to $1


Petrol Stations Benefits Petrol Stations Benefits

Enjoy up to 16.5% savings (14% onsite + up to 2.5% Smiles points) at Esso

Enjoy 17.6% savings on Shell V-Power Nitro+ with the cashback (16% onsite + 1.6% Escape points) at Shell

Enjoy 16.7% savings on all other Shell fuel grades with the cashback (15% onsite + 1.7% Escape points) at Shell


Travel Benefits Travel Benefits

Complimentary travel accident insurance up to $1m, Overseas Medical Benefits and Travel Inconvenience Benefits when you charged your entire airfare to your card

Earn 2.8 miles or 7X Citi$ cashback for every $1 spent on participating airlines and hotels at Expedia (Until 28 Feb 2018)


Promotions Promotions

New Citibank cardholders can receive free $120 cashback when you apply for any Citibank Credit Cards ($20 cashback with min $200 spend for 6 consecutive months)


Click here to go to Citibank website for more details about the card and the $120 Cashback promotion


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Reviews or Comments (3)

Ave. Rating:
4/5 (3)
Topic: Citi Rewards Card Review and Benefits
Sort By
Oct 2017
Beatrice says...

Should highlight the fact that 10x Citi$ is capped at 120,000 Citi$ or 48,000 miles which is not even enough for a return ticket to Europe or USA. Nonetheless, still a useful card with 4 miles awarded per $1 spend.

Benson Ang Rui Xuan
Nov 2014
Benson Ang Rui Xuan says...

How to redeem the air miles?

Money Lobang
Sep 2014
Top Poster
Most Likes
Money Lobang says...

You may redeem for air miles via Citi ThankYou Rewards. Simply login via your online banking at and choose "Rewards & Offers", select your card and click on "Redeem Rewards"

Joanne Lee
Sep 2014
First Poster
Joanne Lee says...

Useful card for shopping overseas so you can get more air miles to go overseas again. haha. Used it for my europe shopping and spent enough to redeem a japan trip:) Don't ask me how much I spent. Get the Mastercard as it has slightly better exchange rates.



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