Citibank Rewards Visa / MasterCard Card


Citibank Rewards Visa / MasterCard Card

Editor's Choice for Best Mileage or Reward Points Credit Cards for Online Shopping

Shopping Rewards
10X Points

Signup Cashback
up to $120

Review on Citibank Rewards Card

High Rewards Points earn rate for shopping with no min. spend
Rewards Points can be converted to cash rebates or air miles
Shopping online and offline, locally and overseas qualify
Up to 10% Citi Rebate at many popular merchants

Signup for cashback offer subject to many conditions


Apply & get up to $120 Cashback

sponsored links

Credit Card Details Credit Card Details

Eligibility : $30,000 p.a.

Annual Card Fee : $192.60 (Waived for first year)

Supplementary Cards : $96.30 (Waived for first year for supplementary cards)


Shopping Benefits Shopping Benefits

Earn 4 air miles or 10X Rewards Points whenever you shop for clothes, shoes or bags or at departmental stores locally, overseas and online (equivalent to 2.38% cash rebate)

Capped at 10,000 Rewards Points ($1,000 spend) per statement month

Earn 1 Reward Point for every $1 you spend everywhere else


Cashback and Conditions Cash Rebates and Conditions

Redemption rate of 4,200 Rewards Points to $10 cash rebate

Redemption rate of 400 Rewards Points to $1 for transactions made on Samsung Pay

Enjoy up to 10% Citi Rebate at more than 300 merchant outlets

Pay with your Citi Credit Card and use your points or miles to offset your transaction at participating merchants at a rate of 420 Rewards Points to $1 or 140 miles to $1


Petrol Stations Benefits Petrol Stations Benefits

Enjoy up to 16.3% savings (14% onsite + up to 2.3% Smiles points) at Esso

Enjoy 15.6% savings on Shell fuel with the cashback (14% onsite + 1.6% Escape points) at Shell


Travel Benefits Travel Benefits

Complimentary travel accident insurance up to $1m, Overseas Medical Benefits and Travel Inconvenience Benefits when you charged your entire airfare to your card


Promotions Promotions

New Citibank cardholders can receive free $120 cashback when you apply for any Citibank Credit Cards ($20 cashback with min $200 spend for 6 consecutive months)


Click here to go to Citibank website for more details about the card


Add Review or Comment

* Required information
Captcha Image

Reviews or Comments (3)

Ave. Rating:
4/5 (3)
Topic: Citi Rewards Card Review and Benefits
Sort By
Oct 2017
Beatrice says...

Should highlight the fact that 10x Citi$ is capped at 120,000 Citi$ or 48,000 miles which is not even enough for a return ticket to Europe or USA. Nonetheless, still a useful card with 4 miles awarded per $1 spend.

Benson Ang Rui Xuan
Nov 2014
Benson Ang Rui Xuan says...

How to redeem the air miles?

Money Lobang
Sep 2014
Top Poster
Most Likes
Money Lobang says...

You may redeem for air miles via Citi ThankYou Rewards. Simply login via your online banking at and choose "Rewards & Offers", select your card and click on "Redeem Rewards"

Joanne Lee
Sep 2014
First Poster
Joanne Lee says...

Useful card for shopping overseas so you can get more air miles to go overseas again. haha. Used it for my europe shopping and spent enough to redeem a japan trip:) Don't ask me how much I spent. Get the Mastercard as it has slightly better exchange rates.



Featured Cards

Citibank Rewards Card

Citibank Rewards Card Earn 4 air miles or 2.38% cash rebate whenever you shop for clothes, shoes or bags. Apply and receive up to $120 cashback.

HSBC Visa Platinum Card

HSBC Visa Platinum Credit Card Enjoy 5% cash rebate on dining, petrol and groceries. Apply and receive Samsonite luggage or $100 cash back.

sponsored links

Search & Social Media

money lobang facebook page money lobang twtter page money lobang instagram page money lobang youtube page money lobang pinterest page money lobang linkedin page

Subscribe to our Newsletter

Be the first to know about the latest promotions for bank deposits, credit cards and online discounts.

Recommended Review

Credit Cards Signup Free KrisFlyer Miles Comparison

Singapore Credit Cards Signup Promotion Comparison - Compare Cashback Cash RebateEveryone loves a free holiday and unless you got lucky and won one at a lucky draw, the other easy way out of Singapore...

Discount Codes

Expedia Singapore Promo Discount Codes

Singapore Credit Cards Promotion Expedia Promo Discount CodesTake up to 50% off for travel packages and hotels + 15% off with our exclusive Expedia discount codes

All About Money

Highest Fixed Deposit Interest Rates Promotion in Singapore

Highest Fixed Deposit Interest Rates Promotion in SingaporeFixed deposit accounts in Singapore offer a much higher interest rate (at least a 1.00% p.a. difference) as compared to your basic savings...