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Citibank Ready Credit PayLite Personal Loan

 

Citibank Logo

Min. Income
$30,000 p.a.

Interest Rate
From 8.50%

Review on Citibank Ready Credit PayLite Personal Loan

Pros
Low 8.50% p.a. interest rate for new Citibank Ready Credit customers

Cons
Higher interest rates for existing customers

 

Apply on Citibank's website

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Details

  EIR*
12 months 11.00% p.a.
24 months 10.50% p.a.
36 months 10.00% p.a.
48 months 12.25% p.a.
60 months 12.25% p.a.

* Effective Interest Rate based on min. loan amount of $1,000 and min. annual income of $30,000 p.a. Refer to Citibank's website for full table

Choose between "no interest rate with upfront fees" or "preferential interest rates with no service fees"

Enjoy effective interest rate from 13.63% p.a. with "no interest rate with upfront fees"

Enjoy effective interest rate from 10% p.a. with "preferential interest rates with no service fees"

Annual fee of $90 (Waived for first year)

Get your loan in an hour from the moment you submit your application with a max loan of up to $35,000 or they will waive your interest waived for 6 months.

Affordable monthly instalments of up to 60 months

Instalment period can be changed anytime, with no penalty fees.

 

Promotions

  EIR*
12 months 9.00% p.a.
24 months 9.00% p.a
36 months 8.50% p.a.
48 months 10.50% p.a.
60 months 10.50% p.a.

* Effective Interest Rate based on min. loan amount of $1,000 and min. annual income of $30,000 p.a. Refer to Citibank's website for full table

New Citibank Ready Credit customers can enjoy effective interest rate from 8.50% p.a. for personal loan with no service fees. Rate applicable with a minimum of $1,000 loan amount and 24 months loan tenor

 

Click here to go to Citibank website for more details

 

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