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Citibank SIBOR House Loan

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3 yrs Ave. Rate 1.02% Attribute
Min. Loan $800,000 Attribute

Last updated on 2021-11-28

Citibank SIBOR House Loan Review

Pros Pros

Low 1m SIBOR

Legal fees subsidy for refinancing 

Cons Cons

Higher interest rate after 3 years

Subject to fluctuations in 1m SIBOR rate

2 years lock-in period

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Property Loan Details Citibank Property Loan SIBOR Rates

  Interest Rate^
1st year 1m SIBOR + 0.68% p.a.
2nd year 1m SIBOR + 0.68% p.a.
3rd year 1m SIBOR + 0.90% p.a.
Thereafter 1m SIBOR + 1.10% p.a.
3 years average 1.02% p.a.

 

^ Interest Rate based on latest 1 Month SIBOR and assuming it stays the same for first three years

 

Legal fee subsidy of 0.20% of loan capped at $2,500

Rates are pegged to 1-month SIBOR

Rates are reviewed every month

Flexibility to switch between 1 / 3 / 6 / 12 mth SIBOR base rates anytime

Minimum loan amount of $800,000

2 years Lock-In period

New/re-financing private properties owners are eligible

 

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Make a loan enquiry about this Citibank SIBOR House Loan

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