Citi Cash Back Card


Citi Cash Back Card

Petrol Savings
up to 23.3%

Dining Cashback

Grocery Cashback

Grab Cashback

Signup Cashback
up to $120

Review on Citi Cash Back Card

Best credit card for Shell petrol
High cashback for dining, groceries, Grab rides and petrol
Up to 10% Citi Rebate at many popular merchants

Low $25 cap per category and high min. spend of $888 for cashback
Signup for cashback offer subject to many conditions


Apply & get up to $120 Cashback

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Credit Card Details Credit Card Details

Eligibility $30,000 p.a.

Annual Card Fee $192.60 (Waived for first year)

Supplementary Cards Fee $96.30 (Waived for first year for supplementary cards)

Available as a Visa Signature or MasterCard, each with its own unique set of privileges


Petrol Stations Benefits Petrol Stations Benefits

Enjoy 8% cash back on the nett transacted amount at all petrol stations worldwide

Enjoy up to 23.28% savings with the cash back (14% onsite + 6.88% cash back + Smiles Points worth up to 2.4%) at Esso

Enjoy 22.48% savings on Shell fuel with the cashback (14% onsite + 6.88% cash back + 1.6% Escape points) at Shell


Groceries Shopping Benefits Groceries Shopping Benefits

Enjoy 8% cash back at all supermarkets and groceries worldwide


Dining Benefits Dining Benefits

Enjoy 8% cash back on dining at restaurants, cafes, and bars worldwide


Cashback and Conditions Cashback and Conditions

Get 0.25% cash back on all other spend

Enjoy 8% cash back on Grab rides and GrabPay wallet top ups (Until 30 Jun 2019)

Cardholders will receive cash back equivalent to 0.25% of the amount of the retail purchases and will receive cash back of up to 7.75% on all petrol, groceries, Grab rides, dining transactions if you accumulate a total retail spend of $888 or more in a statement month.

Cash back of 7.75% on petrol, dining, Grab rides and groceries will be capped at $25 cash back per category per month

Enjoy up to 10% Citi Rebate at more than 300 merchant outlets


Travel Benefits Travel Benefits

Complimentary travel accident insurance up to $1m, Overseas Medical Benefits and Travel Inconvenience Benefits when you charge your airfare to your Citi Cash Back Visa Signature Card

(With effect from 1 Apr 2019, complimentary travel insurance will only be offered to customers who charge their airfare to the Citi Cash Back Visa Signature Card and Citi Rewards Visa Signature Card)

Earn 2.5% cash back for every $1 spent on participating airlines and hotels at Expedia (Until 31 May 2019)


Promotions Promotions

New Citibank cardholders can receive free $120 cashback ($20 cashback with min $200 spend for 6 consecutive months)


Click here to go to Citibank website for more details about the card


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Reviews or Comments (4)

Ave. Rating:
5/5 (5)
Topic: Citi Cash Back Card Review and Benefits
Sort By
1 2 > Last
Oct 2017
Shin says...

One of the best n highest cash back for dining, groceries n petrol.

Oct 2014
leemeiyi89 says...

Quite satisfied with the card as I use it primarily for Shell petrol. Offers the highest rebate among credit cards for Shell. I understand that I can get a higher rebate at Esso but have used Shell ever since I started driving and I got bad experience at SPC. Another good place to use this card is at Starbucks where I get a useful 10% Citi Rebate each time.

Justin Quek
Oct 2014
Justin Quek says...

Good for general spending, food and petrol at both Esso and Shell stations. Also valid for Citibank discounts at many restaurants across the island. I personally took the Visa Signature Card option which has slightly more benefits IMO.

1 2 > Last


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