Citibank InterestPlus Savings Account


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Min. Deposit

Interest Rate
up to 3.60%

Review on Citibank InterestPlus Savings Account

Potentially high interest rate
High 1.20% p.a. bonus interest for insuring with Citibank condition
High 1.20% p.a. bonus interest for investing with Citibank condition
Extra 1.00% p.a. bonus interest for taking up a Citibank Home Loan

Bonus interest rates subjected to insure with Citibank, invest with Citibank, taking up Citibank Home Loan and Citibank Credit Cards spend
Low 0.10% p.a. bonus interest for credit card spend condition
Low 0.01% to 0.10% p.a. base interest rate


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Minimum initial deposit of $2,000

Complimentary cash withdrawals from Citibank ATMs overseas with no processing fee and instant fund transfers

Personal Banker take care of your financial needs when you have balances above $50,000


Interest Computation

Base Interest 0.10% p.a.
Invest 1.20% p.a.
Insure 1.20% p.a.
Home Loan 1.00% p.a.
Credit Cards Spend 0.10% p.a.
Total (Max. $50k) 3.60% p.a.

Earn 1.20% p.a. when you insure and have monthly premium of $250 for 12 months or a single premium of $25,000

Earn 1.20% p.a. when you invest $250 monthly for 12 months in a Regular Savings Plan or Lump sum of $25,000 in Unit Trusts

Continue to earn the bonus interest for the next 12-month period if you take up another insurance or investment

Earn 1.00% p.a. when you take up a Citibank Home Loan of at least $250,000

Earn 0.10% p.a. when you spend $25 monthly on your Citibank Credit Cards

Earn base interest from 0.01% to 0.10% p.a.

Earn up to 3.60% p.a. bonus interest on the first $50,000 in your account


In addition,

From now until 31 Dec 2017, receive $1300 cash when you start a Citi Priority relationship with Citibank. Simply make new deposits of minimum $70,000, sign up for e-statements and complete an investment risk profile on Citibank online or total wealth fact finder session with a personal banker


Click here to go to Citibank website for more details




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