Bank of China MoneyPlus Term Loan

 

Bank of China Logo

Min. Income
$20,000 p.a.

Interest Rate
From 14.58%

Review on China MoneyPlus Term Loan

Pros
Low minimum income requirement

Cons
High interest rate for personal loan

 

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Details

  EIR*
12 months 14.58% p.a.
24 months 15.40% p.a.
36 months 17.07% p.a.

* Effective Interest Rate based on loan amount of $10,000 and min. annual income of $30,000 p.a. Refer to BOC's website for full tables

Enjoy effective interest rate from 14.58% p.a.

Max loan of up to 4 times your monthly income

Annual fee of $60 (Waived for first 2 years)

A one-time processing fee of 2% (5% if annual income below $30,000) of loan amount or $75 whichever is higher

Choose to pay either total monthly term loan outstanding or min payment of $50 or 3% of monthly balance whichever is higher

 

Click here to go to Bank of China website for more details

 

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Reviews or Comments (1)

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3/5 (1)
Topic: Bank of China MoneyPlus Term Personal Loan Review
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Crystal Blink
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Jan 2015
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Crystal Blink says...

How about MoneyPlus Credit Line and Fund Transfer?

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Regular
Money Lobang
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11
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Sep 2014
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Money Lobang says...

You can find information about them at http://www.moneylobang.com/bank-of-china-credit-line.php

 

 

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