Bank of China MoneyPlus Term Loan


Bank of China Logo

Min. Income
$20,000 p.a.

Interest Rate
From 14.58%

Review on China MoneyPlus Term Loan

Low minimum income requirement

High interest rate for personal loan


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12 months 14.58% p.a.
24 months 15.40% p.a.
36 months 17.07% p.a.

* Effective Interest Rate based on loan amount of $10,000 and min. annual income of $30,000 p.a. Refer to BOC's website for full tables

Enjoy effective interest rate from 14.58% p.a.

Max loan of up to 4 times your monthly income

Annual fee of $60 (Waived for first 2 years)

A one-time processing fee of 2% (5% if annual income below $30,000) of loan amount or $75 whichever is higher

Choose to pay either total monthly term loan outstanding or min payment of $50 or 3% of monthly balance whichever is higher


Click here to go to Bank of China website for more details


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Reviews or Comments (1)

Ave. Rating:
3/5 (1)
Topic: Bank of China MoneyPlus Term Personal Loan Review
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Crystal Blink
Jan 2015
First Poster
Crystal Blink says...

How about MoneyPlus Credit Line and Fund Transfer?

Money Lobang
Sep 2014
Top Poster
Most Likes
Money Lobang says...

You can find information about them at



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