Bank of China MoneyPlus Line of Credit

 

Bank of China Logo

Min. Income
$20,000 p.a.

Interest Rate
From 19.80%

Review on Bank of China MoneyPlus Line of Credit

Pros
Low minimum income requirement

Cons
High interest rate for credit line

 

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Details

Enjoy effective interest rate of 19.80% p.a. (Interest rate of 1.65% per month) if your annual income is $30,000 and above

Enjoy effective interest rate of 28.55% p.a. (Interest rate of 2.38% per month) if your annual income is $20,000 to $29,999

Max loan of up to 4 times your monthly income

Annual fees of $60/year (Waived for first 2 years)

Pay 3% of the monthly balance outstanding, plus any outstanding Minimum Payment Sum or S$50, whichever is greater

Enjoy 0% interest rate for 3 or 6 months MoneyPlus Fund Transfer which bring you up to 75% savings

 

Click here to go to Bank of China website for more details

 

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